Banking performance ranking, December 2018

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Publishing date: Friday, 25 January 2019
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The financial results reported by banks at the end of 2018 reflect a stable situation in the sector.The main financial and prudential indicators record values within the limits, or even above those admitted by the central bank. Reserves accrued in addition to capital maintain the level of solvency at a higher level, with fluctuations from one bank to another in the range of 21-62%. Liquidity remains well above the regulated limits, with a short-term rate of about 55% - meaning that more than half of banks' exposures are liquid assets (state securities, NBM certificates or mandatory reserves).  Also, the asset quality indicators continue to improve, with the low rate of non-performing loan standing at around 12.5%, having a fluctuation in the range of 5-31%, depending on the bank.  At the same time, banks continue to generate profits, but their ability to sustain such a long-term pace appears to be limited, as profitability is not necessarily the result of credit expansion, but rather a marginal effect of monetary policy that has to be taken into account for a short period of time. During 2018, the banking sector reported a net profit of 1.6 billion. MDL by about 100 million MDL more than the last year.

The Banking performance rate and the interactive application is available only in Romanian.

Tags: Natalia Chitii

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